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Moneyview IPO
📅 Founded: 2014
📍 Bengaluru, Karnataka
🌐 moneyview.in
📋 Face Value: ₹1
🏦 Market Cap: ₹5,984.79 Cr
Price Band
₹32 – ₹34
Issue Size
₹1,091.68 Cr
Lot Size
441 shares
Min. Investment
₹14,994
GMP
+₹0 (+0%)
Est. Return
+0%
Listing Date
01 Oct 2026
Registrar
MUFG Intime India
Moneyview IPO at a glance
Moneyview IPO was a mainboard issue of ₹1,091.68 Cr at a price band of ₹32 – ₹34 per share, open from 24 Sep 2026 to 28 Sep 2026. It was subscribed 6.22 times overall (QIB 0.26x, NII 16.64x, retail 5.41x). The shares listed on BSE, NSE on 01 Oct 2026.
IPO Signal Analysis
📊 Based on Grey Market Premium (GMP) & Subscription Data — not financial advice
GMP Signal
Moderate Interest
GMP: +0% above issue price
⭐ Overall Signal
Moderate Interest
GMP + Subscription combined
Not financial advice
Not financial advice
Subscription Signal
Moderate Interest
6.22x subscribed
Issue Details
Fresh Issue₹750 Cr
Offer for Sale (OFS)₹341.68 Cr
Total Issue Size₹1,091.68 Cr
Face Value₹1
Market Cap (at issue)₹5,984.79 Cr
Listing ExchangeBSE, NSE
📅 Open Date24 Sep 2026
🔒 Close Date28 Sep 2026
✂️ Cut-off Price Date28 Sep 2026
🎟️ Allotment Date29 Sep 2026
💸 Refund Initiation30 Sep 2026
📂 Demat Credit30 Sep 2026
📈 Listing Date01 Oct 2026
Objects of the Issue
- 💰 Funding default-loss-guarantee (DLG) arrangements for loan disbursals — ₹325 Cr
- 💰 Capital infusion into subsidiary Whizdm Finance (WFPL) — ₹250 Cr
- 💰 General corporate purposes
About the Company
Moneyview is a Bengaluru-based digital lender set up in 2014. Its app-only platform is built around personal loans, and it has since added credit cards, insurance, digital gold, UPI and bill payments so that borrowers can manage more of their finances in one place. Credit decisions are made through the company's own underwriting models rather than a branch network.
Strengths
- ✅ Income has grown from about ₹1,389 Cr in FY24 to ₹3,404 Cr in FY26, and the business has been profitable in each of those years
- ✅ Fully digital model with no branch network keeps customer-acquisition and servicing costs low
- ✅ Product range has widened beyond personal loans into cards, insurance, gold and payments, creating cross-sell opportunities
- ✅ Backed by four large lead managers — Axis Capital, BofA Securities, IIFL Capital and Kotak
Risk Factors
- ⚠️ Profit growth has stalled — FY26 PAT of ₹242.7 Cr is almost flat on FY25's ₹240.3 Cr despite much higher income
- ⚠️ Debt-to-equity of roughly 2.3x, typical for a lender but it leaves the company sensitive to funding costs
- ⚠️ Unsecured personal lending is exposed to rising defaults if credit conditions tighten, and RBI rules for digital lenders keep changing
- ⚠️ Promoters will hold only about 15% after the issue, so control rests largely with institutional investors
- ⚠️ Part of the fresh issue funds default-loss-guarantee (DLG) arrangements, which carry credit risk on partner loans
Subscription Status
6.22x Overall
QIB: 0.3x
NII: 16.6x
RII: 5.4x
GMP Trend
Day-wise Subscription
| Day | QIB | NII | RII | Overall |
|---|---|---|---|---|
| Day 1 | — | — | — | 0.00x |
| Day 2 | — | — | — | 0.00x |
| Day 3 | — | — | — | 0.00x |
Share Reservation
QIB
50%
NII
15%
RII
35%
Allocation as per SEBI regulations for Mainboard IPO
Anchor Investors
Anchor allotment details not yet available.
Promoter Holding
15.25%Post-IPO
Founders & Leadership
PA
Puneet Agarwal
Co-founder, MD & CEO
Co-founded Moneyview in 2014 and leads the company as Managing Director and CEO
SA
Sanjay Aggarwal
Co-founder & Promoter
Co-founder and one of the named promoters of the company
IPO Timeline
✓
Open Date
24 Sep 2026
✓
Close Date
28 Sep 2026
✓
Allotment Date
29 Sep 2026
✓
Listing Date
01 Oct 2026
Key Financials
Revenue₹3,404 Cr
PAT₹242.7 Cr
EPS₹1.60
P/E Ratio21.25x
ROE17.85%
Market Cap₹5,984.79 Cr
Company Financials (Restated Consolidated)
| Period Ended | FY26 | FY25 | FY24 |
|---|---|---|---|
| Total Income | 3404.27 | 2378.53 | 1389.24 |
| Profit After Tax | 242.71 | 240.28 | 171.15 |
Amount in ₹ Crore
Key Performance Indicators (KPI)
| KPI | FY26 | FY25 |
|---|
| Metric | Pre IPO | Post IPO |
|---|---|---|
| EPS | ₹1.60 | — |
| P/E (x) | 21.25x | — |
| ROE (%) | 17.85% | — |
| Promoter Holding | — | 15.25% |
| Market Cap | ₹5,984.79 Cr | |
IPO Registrar
Moneyview IPO FAQs
Moneyview IPO is a mainboard IPO with an issue size of ₹1,091.68 Cr at a price band of ₹32 – ₹34. Minimum lot size is 441 shares (minimum investment ~₹14,994). Opened on 24 Sep 2026 and closed on 28 Sep 2026. Listed on BSE, NSE. Registrar: MUFG Intime India.