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⭐ Zerodha Review 2026

India's largest stockbroker — honest review of charges, features, pros & cons

1.5 Cr+
Active Clients
#1
Largest Indian Broker
₹0
Account Opening Fee
4.5★
Our Rating
4.5
★★★★½
Excellent — Our Top Pick for IPO investors

Zerodha is India's largest discount broker founded in 2010 by Nithin Kamath. It pioneered the flat ₹20/order model and disrupted the brokerage industry. With 1.5 crore+ active clients, the Kite trading platform, and Coin for mutual funds, Zerodha offers one of the most complete ecosystems for retail investors. For IPO applications via UPI/ASBA, it's among the fastest and most reliable.

💰 Zerodha Charges 2026

SegmentBrokerageNotes
Equity Delivery₹0 FREEZero brokerage for buying/holding stocks
Equity Intraday₹20 or 0.03% (whichever lower)Per executed order
Equity F&O₹20 per executed orderFlat fee
Currency & Commodity₹20 per executed orderFlat fee
IPO Application₹0 FREEApply via Kite / Zerodha app, no charges
Mutual Funds (Coin)₹0 FREEDirect plans only, no commission
Account Opening₹0 FREEFully online, instant KYC
Demat AMC₹300/yearFree for 1st year (from June 2026)
DP (Sell) Charges₹13.5 + GST per scrip per dayCharged when you sell from demat

⚖️ Pros & Cons

✅ Pros

  • Zero brokerage on equity delivery
  • Free IPO applications via ASBA/UPI
  • Kite — India's best trading platform
  • Coin for direct mutual funds (zero commission)
  • Varsity — free financial education platform
  • Lowest cost for long-term investors
  • Strong uptime and mobile app reliability
  • SEBI regulated, fully compliant

❌ Cons

  • No investment advisory services
  • Limited research reports (no in-house research)
  • Customer support can be slow during peak times
  • No 3-in-1 account (requires separate bank)
  • DP charges apply when selling stocks
  • No commodity trading on MCX (only on Kite)
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